Weekly Research Seminar Series - The Good, the Bad and the Ugly of Islamic Credit Cards

This week, we are delighted to have an external speaker, Dr. Zaimy Johana Johan, senior lecturer at Faculty of Business and Management, Universiti Teknologi MARA (UiTM) Malaysia for our Wednesday research seminar. Dr. Zaimy will be presenting her research on 'The Good, the Bad and the Ugly of Islamic Credit Cards'

Wednesday Research Seminar Series               

We are pleased to invite you to our Wednesday Research Seminar. It will be held online on 23rd February from 4pm via Microsoft team platform. Wednesday Research Seminar Series was launched in 2008 and has featured more than 310 presentations to date. The seminars provide a forum for researchers to share their work. Presenters include faculty from Middlesex University Dubai and other universities in the United Arab Emirates, as well as researchers from other global institutions. Dr. Zaimy will deliver seminar on:           

“The Good, the Bad and the Ugly of Islamic Credit Cards”   

Zaimy Johana Johan

Abstract       

The Malaysian Islamic financial services have developed and thrived in the competitive domestic and global financial market especially in the last three decades. The Government has provided the industry conducive enabling environment to catalyse the industry growth and development. Islamic finance has gained prominence and been identified as the growth area in the nation’s financial sector. With a range of innovative shariah compliant products and services, the halal financial services have gained market acceptance from both Muslims and non-Muslims alike, albeit with different levels of acceptance according to the products. Specifically, to a certain degree it appears that the market has been more receptive of other Islamic financial services such as loans for various purposes including purchases of securities, properties, vehicles; working capital and even personal loans than the credit cards. Additionally, the slower growth pace, lower market share and performance of Islamic credit cards vis–a-vis conventional credit cards, and also compared with other Islamic financial products merit further scrutiny and analysis to help better understand the issues pertinent the growth of the Islamic credit cards.

Biography    

Dr. Zaimy Johana Johan is a senior lecturer at Faculty of Business and Management, UiTM Selangor, Puncak Alam Campus. She completed her Doctor of Philosophy in Economics and Muamalat Administration, Universiti Sains Islam Malaysia, and Master Science (Project Management) and BBA (Finance & Investment) from George Washington University. Zaimy has been in the academic line for 12 years and 13 years of experience in automotive, banking and finance, and ICT sectors. Her research areas are project management, shariah compliance, halal, and Islamic banking and finance.

Look forward to seeing you at the seminar!