Staff Profile

Dr Vijaya Kumar


Dr Vijaya holds a PhD in Financial Management from Banasthali University (India), an MPhil in Commerce from Madurai Kamaraj University (India) and a MCom in Commerce from Madras University (India) and has over two decades of experience in Higher Education in UAE. 

Her research interests are driven by her passion in the field of banking and finance, higher education, corporate social responsibility and supply chain management. She has won several awards for innovation in teaching and student-centered learning. However, her passion is to promote the development of the student community. She is extensively involved in mentoring and guiding students for case study competitions at the regional and global level, which provides an opportunity for students to use their management and finance skills in a real-life situation; and her hard work has been recognized through several awards from internal and external professional bodies in UAE.

  • PhD in Financial Management, Banasthali University, India
  • M.Phil (Commerce), Madurai Kamaraj University, India
  • M.Com (Commerce), Madras University, India
Selected Awards and Achievements
  • “Innovation award for Teaching and Learning 2017” by Middlesex University Dubai
  • “Certificate of appreciation” by Chartered Institute of Management Accountants (CIMA) for tremendous support in 2015-16 towards student development with CIMA.
  • “Innovation award for Teaching and Learning 2014” by Middlesex University Dubai
  • “Best Mentor” for Global Business Challenge 2012 and 2014 by Chartered Institute of Management Accountants (CIMA)
  • “Contribution to the Middle East Student Case Competition and for the hard work as an educator and mentor towards the accounting community.” by IMA (Institute of Management Accountants) in the year 2014,2015 and 2016
  • “Champion Employability Certificate 2013” issued by Middlesex University Dubai Student Competition Mentoring
  • Winning team for the IMA student case competition, 2014, 2015, 2016, and supervised in 2017 and 2018
  • Runner's up team for the prestigious UAE-wide KPMG Ace the Case competition held in Dubai, 2013, 2014, 2016 and 2017
  • Winning team for UBF Financial Literacy Competition, 2017
  • Mentored the award winning team at prestigious CIMA Global Business Challenge, 2012, 2013, 2014 and 2015
  • Mentored at global level for CIMA Global Business Challenge held in Sri Lanka, 2012, South Africa 2013 and Poland 2015
  • Winners and runner's up teams for the UAE ACCA student challenge competition, March 2013

Research Interests
  • Balanced Scorecard
  • Relevant Costing
  • Financial Performance and its determinants of Banking Industry
  • Risk Management in Logistics Industry
  • Small and Medium Enterprises (SMEs) in UAE
  • Higher Education
  • Corporate Social Responsibility
  • Corporate Governance
Selected Publications
  • Bansal,Y., Kumar, V., and Purohit, H., (2021), Impact of Non-Performing Assets: Comparative Analysis of State Bank of India Vs. Bank of Baroda, International Journal of Management, 12(1), 544-552, 
  • Bansal, Y, Purohit, H and Kumar, V., (2021), Non-performing Assets of State of India: An Empirical Analysis, Psychology and Education, 58(2), 10314-10324, 
  • Bansal, Y, Kumar, V and Purohit, H., (2021), Impact of Non-Performing Assets (NPA): Comparative Analysis of State Bank of India Vs. Bank of Baroda, International Journal of Management, 12(1), 544-552, DOI: 10.34218/IJM.12.1.2021.048
  • Kumar, V & Kishore, P., (2019), “Microeconomics and Bank Specific Determinants of Non-Performing Loans in UAE Conventional Bank”, Journal of Banking and Finance Management, 2(1), 1-12
  • Sayani, H., Shoaib, M., Mashood, N., and Kumar, V., (2018) “Business Case Study Competitions: Perceptions and Experiences of Learning among Undergraduate Students in the United Arab Emirates”, Journal of Education for Business, DOI:10.1080/088323.23.2018.1503581
  • Kumar,V., Satapathy, S., & Sayani, H. (2017)," Analysis of financial strategies of 3PL companies in the GCC", International Journal of Corporate Finance and Accounting, 4(1), article 2
  • Sayani, H., Shoaib, M.,Kumar, V., Mashood, N., (2017),” An Exploratory Study of Undergraduate Students' Learning from Case Study Competitions in the United Arab Emirates”, Int. J. Innovation in Education, 4(1), pp32-50
  • Shoaib, M.,Kumar, V., Mashood, N., Sayani, H., (2017), “Sponsorship of Case Study Competitions and Impact on Brand Equity: An Exploratory Study in the UAE Higher Education Sector “,International Journal of Technology and Educational Marketing, 7(2), article 3
  • Sayani, H., Kishore, P., Kumar, V.,(2017),  “Internal Determinants of Return on Equity: case of the UAE commercial banks”, Banking and Finance Review,9(1), Available at
  • Kumar, V. (2016), ‘Evaluating the financial performance and financial stability of national commercial banks in the UAE’, Int. J. Business and Globalisation, 16(2), pp.109-128,   Indexed by SCOPUS, and it has a Google Scholar h-5 index score of 7.
  • Kumar, V. and Sayani,H. (2015), “Application of CAMEL model on the GCC Islamic Banks: 2008-2014”, Journal of Islamic Banking and Finance, 3(2),pp.1-11
  • Kumar, V. (2014) ‘Readiness of SMEs in UAE for an accounting standard transition to IFRS for SMEs: an empirical analysis’, Int. J. Strategic Business Alliances, 3(4), pp.282–296
  • Purohit, H. and Kumar, V. (2013), "Managing Uncertainty: An Empirical Analysis of Human Risk Management in Logistics Industry of Dubai", Shrinathji Journal of Business and Research, 14(1), Jan-June 
  • Purohit, H. and Kumar, V.  (2013) “Supply Chain Risk Evaluation: Understanding the technical risks from the perspectives of Dubai Logistics Supply Chain Industry” Asia-Pacific Journal of Management Research and Innovation,  9 (3), pp291-303
  • Purohit, H. and Kumar, V. (2013) “Impact of Natural Threat in Dubai Logistics Industry”, The Economic Challenger, 15( 59), Apr-June, pp24-30

Faculty Members

Pallavi Kishore FCCA UAECA SFHEA
Pallavi Kishore FCCA UAECA SFHEA
Senior Lecturer, Campus Programme Coordinator - Undergraduate and Postgraduate Accounting and Finance
Mariam Aslam MSc FHEA
Mariam Aslam MSc FHEA
Senior Lecturer
Rashita Puthiya CA FHEA
Rashita Puthiya CA FHEA
Dr Athanasia Kalaitzi
Dr Athanasia Kalaitzi
Senior Lecturer in Quantitative Finance & Economics